Business Series

The Impact of Financial Technology (Fintech) on Banking Efficiency Indicators: A Case Study of Kuwaiti Islamic Banks

2025-11-13T18:27:36+02:00

The study aimed to determine the impact of financial technology (FinTech) in its dimensions (automation of banking services, electronic payment services, and electronic banking services via banking applications) as independent variables on the efficiency of Kuwaiti Islamic banks in its dimensions (profit efficiency, cost efficiency, and scale efficiency) as dependent variables. Accordingly, to achieve the study objectives, the descriptive analytical method was used by designing a questionnaire that was distributed to a selected sample of the study population, which is the employees of Kuwaiti Islamic banks, with a total of (600) questionnaires. The study used the SPSS statistical analysis program, relying on arithmetic means and simple and multiple regression to test the study hypotheses. The study concluded that there is a statistically significant impact of financial technology in its three dimensions (automation of banking services, electronic payment services, and electronic banking services via banking applications) on the efficiency of Kuwaiti Islamic banks in its dimensions (profit efficiency, cost efficiency, and scale efficiency). The study recommends that Kuwaiti Islamic banks continue to invest in financial technology and develop their digital infrastructure.

Exploring Daily Sectoral Interactions with the General Index in the Amman Stock Exchange: An ARDL Approach to Short- and Long-Run Dynamics in the Financial and Industrial Sectors (2023–2025)

2025-11-19T17:26:55+02:00

The resulted model in this study was the ARDL (2,2,2). Outcomes of this model indicate that together the financial and industrial sector indices have statistically momentous and optimistic effects on the Amman Stock Exchange GI in both the short and long run. The financial sector demonstrates a markedly stronger influence than the industrial sector, highlighting its central role in driving movements of the GI. Long-run outcomes reveal that changes in the financial sector index are transmitted more strongly and persistently to the general index compared to changes in the industrial sector. Short-run dynamics show that variations in the financial sector have a stronger immediate effect on the GI than those in the industrial sector. The relatively small error correction term suggests a slow adjustment toward long-run equilibrium, indicating that deviations from equilibrium persist over multiple periods before full correction. Overall, the findings emphasize the dominant part of the financial sector in shaping the general market performance in the Amman Stock Exchange

The Impact of Big Data Analytics Capabilities on the Organizational Skillfulness: Field Study: The Ministries of The Hashemite Kingdom of Jordan

2025-12-01T16:59:55+02:00

This study aimed to investigate the effect of big data analytics capabilities On The organizational ambidexterity: Field Study: The Ministries Of The Hashemite Kingdom Of Jordan .

To achieve that goal, the discriptive analytical approach was used through distributing a questionnaire to (335) employees in the top and middle managerial level in the ministries of the Hashemite Kingdom of Jordan, in addition to analyzing the data using the (SmartPls.4) software.

The results revealed that the level of big data analytics capabilities was medium, and a medium level of organizational ambidexterity. In addition to the existence of a statistical significant effect for the big data analytics capabilities on organizational ambidexterity.

Lastly the study had recommended the necessity of ensuring the availabily of the big data analytics capabilities due to their significant effect in achieving the organizaional ambidexterity.

The Impact of Strategic Thinking on Enhancing Organizational Flexibility: A Field Study at the Ministry of Tourism and Antiquities

2025-10-21T19:44:56+02:00

Strategic thinking is considered a fundamental factor for enhancing organizational flexibility and achieving sustainability in institutions, especially in the public tourism sector in Jordan, which faces a constantly changing environment.

This study aims to analyze the impact of strategic thinking with its various dimensions: (future vision, holistic perspective, systems thinking, exploiting smart opportunities, and hypothesis formulation) on enhancing organizational flexibility which includes structural flexibility, operational flexibility, and human resources flexibility. The study adopted the descriptive analytical method, where a questionnaire was developed and distributed to 207 employees in leadership and supervisory positions at the Jordanian Ministry of Tourism and Antiquities. Data analysis was performed to examine the effect between the study variables using linear regression analysis and Analysis of Variance (ANOVA) to test the hypotheses.

The results showed that strategic thinking significantly contributes to enhancing organizational flexibility, with future vision and systems thinking emerging as some of the most influential factors. The results also demonstrated the importance of the holistic perspective and exploiting smart opportunities in building a proactive and adaptive capacity to effectively face challenges.